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www.FredericksburgParent.NET 11 teen old to start checking today! Wallet compatibility Perks Mobile cbtc.com Helping young people learn the basics of personal finance is impor- tant to us. Whether you have a teenager about to receive their first paycheck, or a younger child with birthday money to save, we have accounts tailored to help youth learn how banking works. Kids Club Savings Accounts are available for children through age 12, and give your child the chance start to learn about money management. A $25 minimum initial deposit is required and must be maintained to avoid $5 monthly fee. Our Checking Perks Teen Accounts are for children ages 13 through 17. They have no monthly balance requirement, and give your teen the freedom to learn about money management with the safety of a joint account. Access to tools like online and mobile banking, e-statements, mobile alerts, a debit card and mobile wallet will help your teen learn the ropes of modern banking before they're out on their own. Powerful Mobile Tools We give you all the digital banking tools you'd expect from a larger bank, backed by our friendly local staff based right here in Fredericksburg. We are constantly improving our mobile banking app to deliver all the convenience, control and safety you've come to expect from the modern bank- ing experience. Banking local doesn't require any compromise on having the digital banking tools you need! Info sessions CBTC Forums: Educating our Community We're excited to begin monthly forums that will provide community members the opportunity to expand their financial knowledge on topics rang- ing from building credit, or savings to preparing for your child's College. The forum will be open to the public with limited seating, so please pre- register. Lunch will be provided. January 18, 2023 11:30 am -1:00 pm Fredericksburg Public Library Topic: Financial Planning, Budgeting February 15, 2023 11:30 am – 1:00 pm Fredericksburg Public Library Topic: Saving with a Plan March 15, 2023 11:30 am – 1:00 pm Fredericksburg Public Library Topic: Building and Using Credit Wisely To register, visit cbtc.com/community/cbtcforum. BUILD A NEW GENERATION OF SAVERS IT'S ALL ABOUT COMMUNITY! Our personal and business credit cards offer competitive rates and the ability to earn cash back. With a Community Bank of the Chesapeake credit card, you'll have even more incentive to shop local, as we offer double rewards at the local merchants in our Community Perks program. These cards are backed up with local customer service, just like everything else we do. Visit cbtc.com/creditcards/consumer to get started. Good money habits start with a teen checking account. Youth checking accounts for 13-17 years old Our Checking Perks Teen account o ers your child the tools to start learning good money habits, with the security of a joint checking account. Bene ts include: Set your child up for nancial success. Stop by your local branch to open a teen checking account today! BALANCE No balance requirements Debit card available Account alerts and spending parameters Mobile Wallet compatibility Community Perks bene ts Online and Mobile Banking 540-755-7557 • cbtc.com There's a reason our name starts with "Community." Our team members are always looking for new ways to get out and meet the people who make the Fredericksburg region such a wonder- ful place to live. We are a proud supporter of Fredericksburg VA Main Street Inc., the Fredericksburg Area Museum, the University of Mary Washington's William B. Crawley Great Lives Lecture Series and many other events and groups in the area. Our Cash Mobs have become a fun surprise at local small businesses, such as Battlefield Country Store, where cash mobbers stocked up on delicious foods and candies in June. We enjoy living and work- ing in Fredericksburg as much as you do. Here's to continuing to move Fredericksburg forward in 2023! GET REWARDED FOR SHOPPING LOCAL Member FDIC